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24/30-Month Payment Plan

Bluegrass Cellular’s 24/30-month phone payment program makes it easy for you to get the latest and greatest cell phone technology without the heavy upfront cost. Plus, your phone is eligible for upgrade after you’ve paid 50% of your balance. That’s right. Trade-in your current phone for the one that’s the next big deal before your current device is paid in full.

It's Easy

No contract. No upfront costs.* Minimal activation fees.

Pick Your Phone

Choose the smartphone that works best for your lifestyle.

Make Monthly Payments

The cost of your phone will be billed over the next 24 or 30 months to your account.

Upgrade Early

Trade in your current, working1 smartphone for the new one of your choice after you've paid off at least half of your current phone.

*Credit check is required for new customers. Results of credit check may require a down payment on the new device.

Other Device Payment Options

Take advantage of our 24-month payment option for a variety of other products including tablets, watches and other data devices. Select accessories ($129.99 and above) are also eligible for a 12-month payment plan (available in-store only). Just one more way Bluegrass Cellular helps you get the device you want at a more affordable price.

1A device is considered in “Working” condition if:

  • It powers on and off without issue and has no signs of battery swelling
  • It is free of physical damage (broken, cracked or malfunctioning screen; cracks, dents or severe scratches to housing; malfunctioning or missing buttons)
  • It has no signs of water damage
  • The camera lens is intact and free of cracks or other damage

Devices must also have the activation lock (Find My iPhone on Apple and Google Lock on Android) turned off.

2Device financing customers agree to pay for selected wireless device in 24 or 30 monthly payments and, if continuing service with Bluegrass Cellular, may be eligible to exchange that device after the first half of the applicable Payment Period in accordance with plan terms and conditions. Customer must pay full outstanding price of selected wireless device immediately upon service termination. Sales tax, activation fee, and monthly finance charge may apply. Limited time offer. Cannot be combined with any other offer. Automatic payment must be enrolled on new accounts. Does not apply to prior purchases. Valid only on select products and service plans. Other restrictions apply, call 1-800-928-2355, log on to, or visit your nearest Bluegrass Cellular location for details. ©2020 Bluegrass Cellular, Inc. All rights reserved.